Legal & Compliance Officer

Legal Responsibilities:

• Draft, review, and maintain various legal documents, including: Commercial agreements; Vendor and service agreements; Partnership agreements; Non-Disclosure Agreements (NDAs); Employment-related agreements; Cooperative legal documents
• Support contract negotiations and coordinate with relevant internal and external stakeholders.
• Assist in providing legal advice and support to internal stakeholders regarding day-to-day business activities and strategic initiatives.
• Conduct legal research and assist in preparing legal opinions, legal memoranda, and regulatory analyses.
• Identify and assess legal risks arising from business activities and recommend appropriate mitigation measures.
• Manage legal documentation and ensure the proper maintenance of legal, corporate, and cooperative records.
• Coordinate with external legal counsel, notaries, regulators, and government authorities when necessary.

Compliance Responsibilities:

• Monitor compliance with applicable laws and regulations, including but not limited to: Regulations issued by the Ministry of Cooperatives (Kementerian Koperasi Republik Indonesia); Consumer protection regulations; Personal Data Protection (PDP) regulations; Cooperative governance requirements
• Assist in maintaining the cooperative’s compliance framework, policies, procedures, and internal controls.
• Conduct compliance reviews and gap assessments against applicable regulatory requirements.
• Prepare and coordinate regulatory reports, submissions, and responses to inquiries from regulators.
• Monitor regulatory developments and communicate relevant updates to management and business units.
• Support internal compliance monitoring activities and follow up on identified findings and required corrective actions.
• Provide compliance advisory support for new initiatives, partnerships, products, and operational changes.
• Cooperative Governance Responsibilities
• Support the implementation of Good Cooperative Governance (GCG) principles.
• Assist in preparing Management (Pengurus) meeting materials, minutes of meetings, Management resolutions, Supervisory Board (Pengawas) documentation, and other cooperative governance documents.
• Support the preparation and implementation of Annual Member Meetings (Rapat Anggota Tahunan/RAT) and other Member Meetings, where applicable.
• Ensure compliance with the cooperative’s Articles of Association and Bylaws (AD/ART), internal governance policies, Management and Member Meeting resolutions, and applicable laws and regulations.

What We Are Looking For:

• Bachelor’s Degree in Law (S.H. or equivalent).
• Minimum 1–2 years of experience in Legal, Compliance, Regulatory Affairs, Corporate Secretary, or related functions.
• Experience in cooperatives, financial services, fintech, or other regulated organizations is preferred.
• Experience dealing with the Ministry of Cooperatives (Kementerian Koperasi Republik Indonesia) or other government authorities is an advantage.
• Good understanding of Indonesian corporate law, contract law, and cooperative regulations.
• Familiarity with the Cooperative Law (UU Perkoperasian) and regulations issued by the Ministry of Cooperatives.
• Knowledge of Personal Data Protection (PDP) regulations.
• Strong legal drafting and analytical skills.
• Good communication and stakeholder management skills.
• Detail-oriented with strong organizational skills.
• Ability to work independently and manage multiple priorities.

• Competitive salary & performance bonus
• BPJS Kesehatan & Ketenagakerjaan
• Private health insurance
• Paid annual leave & sick leave
• Hybrid / flexible working arrangement
• Professional development & training support
• Career growth opportunities in a fast-growing fintech company
• Laptop / work equipment provided
• Team bonding & company events
• Dynamic and collaborative work environment