Legal & Compliance Officer

What You Will Do:

Legal Responsibilities

• Draft, review, negotiate, and maintain various legal documents, including:
• Commercial agreements
• Vendor and service agreements
• Partnership agreements
• Non-disclosure agreements (NDAs)
• Employment-related agreements
• Corporate documents
• Provide legal advice and support to internal stakeholders on day-to-day business activities and strategic initiatives
• Conduct legal research and prepare legal opinions, legal memoranda and regulatory analyses
• Identify and assess legal risks arising from business activities and recommend appropriate mitigation measures
• Manage legal documentation and ensure proper maintenance of corporate records
• Coordinate with external legal counsels, notaries, regulators, and government authorities when necessary
• Support corporate actions, licensing matters, and regulatory applications

Compliance Responsibilities

• Monitor compliance with applicable laws and regulations, including but not limited to:
• Payment System regulations issued by Bank Indonesia
• Anti-Money Laundering and Counter-Terrorism Financing (AML/CFT) regulations
• Consumer protection regulations
• Data privacy and data protection requirements
• Corporate governance requirements
• Assist in maintaining the company's compliance framework, policies, procedures, and internal controls
• Conduct compliance reviews and gap assessments against regulatory requirements
• Prepare and coordinate regulatory reports, submissions, and responses to inquiries from regulators
• Monitor regulatory developments and communicate relevant updates to management and business units
• Support internal compliance monitoring activities and periodic compliance testing
• Assist in managing regulatory examinations, audits, and follow-up actions
• Provide compliance advisory support for new products, services, partnerships, and operational changes

AML/CFT Responsibilities

• Support the implementation of AML/CFT programs in accordance with applicable regulations
• Assist in customer due diligence (CDD), enhanced due diligence (EDD), sanctions screening, and related compliance activities
• Monitor AML/CFT regulatory developments and support policy updates
• Coordinate with relevant teams regarding suspicious transaction reporting and regulatory obligations

Corporate Governance Responsibilities

• Support the implementation of good corporate governance practices
• Assist in preparing corporate governance documentation, board materials, resolutions, and committee-related documents
• Ensure compliance with internal governance policies and procedures

What We Are Looking For:

• Bachelor's Degree in Law (LL.B. or equivalent).
• Minimum 1–2 years of experience in Legal, Compliance, Regulatory Affairs, or Corporate Secretarial functions.
• Experience in fintech, payment systems, banking, e-money, payment gateway, acquirer, switching, or other regulated financial services industries is preferred.
• Experience dealing with Bank Indonesia, PPATK, or other regulatory authorities is an advantage.

• Competitive salary & performance bonus
• BPJS Kesehatan & Ketenagakerjaan
• Private health insurance
• Paid annual leave & sick leave
• Hybrid / flexible working arrangement
• Professional development & training support
• Career growth opportunities in a fast-growing fintech company
• Laptop / work equipment provided
• Team bonding & company events
• Dynamic and collaborative work environment