Lead Product Manager - Business Solutions

About Flip

Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.

After seven years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip’s ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.

At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.

What you'll do

• Strategy: Own OKRs and the roadmap across your streams; lead cross-pod prioritization and make (and defend) the hard trade-offs. Surface strategic risks early with a proposed path forward.
• Growth: Identify new opportunities — payment methods, online and offline acceptance channels, cross-border corridors, pricing and packaging — and respond to competitive and regulatory shifts.
• Delivery: Oversee complex products end-to-end — directly and through your PMs — breaking ambiguous problems into well-scoped pieces and holding the bar on quality, reliability, and throughput.
• Data & tech: Set the standard for data-driven decisions and engage engineering credibly on rails, switching, settlement, and reconciliation trade-offs.
• Stakeholders: Drive alignment and decisions across Engineering, Design, Data, Risk, Compliance, Ops, and Commercial; influence adjacent pods and find win-wins when teams disagree.
• People: Manage, mentor, and develop 1–3 PMs; own hiring and headcount planning for your pod.

What we're looking for

• 6–10 years in product management, with a track record of delivering complex, technical products at scale — ideally in fintech, payments, or B2B/API platforms.
• Strong IC foundation plus people leadership: you've owned a stream end-to-end and managed or mentored PMs. You can go deep on your own product while raising the bar for others.
• Strategic ownership: demonstrated ability to set OKRs and roadmaps across multiple streams, prioritize across competing demands, and make defensible trade-offs under moderate ambiguity.
• Delivery at scale: consistently ships high-impact products on time, breaks ambiguous problems into well-scoped work, and holds teams accountable for quality and throughput.
• Data fluency: comfortable running your own analysis, defining success metrics, and using data to drive decisions pre- and post-launch.
• Technical depth: conversant enough in payment rails, APIs, switching, settlement, and reconciliation to debate trade-offs credibly with engineering.
• Stakeholder & communication skills: able to align cross-functional partners and communicate complex ideas with nuance, up to executive level.
• Customer focus: draws insight from merchant and enterprise research, not just dashboards, and turns it into roadmap decisions.
• Domain experience : A strong differentiator would be hands-on exposure to any of the areas you'd work across — online payment acceptance , disbursement and money movement, cross-border payments , or offline merchant acquiring.
• Indonesian payments regulations & programs: familiarity with BI, OJK, PJP licensing, QRIS, BI-FAST, SNAP.
• Competitive context: understanding of how the B2B payments landscape is evolving in Indonesia and where Flip can differentiate.

At Flip, diversity isn’t a box we check—it’s who we are. We are committed to building an inclusive environment where every team member feels valued, heard, and empowered to do their best work. We welcome applicants of all backgrounds, identities, and life experiences.

• Gross base salary + transport allowance
• Performance bonus
• Semesterly learning budget
• Team bonding budget
• Private health insurance on top of BPJS
• Laptop ownership program
• Paid leave days